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Student loans are particularly insidious for a few reasons outside of even being undischargeable:
a) They are offered to young people with the least experience to understand the implications
b) They are based on need rather than ability to pay (sounds like a good idea), which makes them very easy to get
c) Which means that colleges can raise their tuition without students freaking out because they can still get loans
d) Which means young adults out of school pay the money back into the financial system instead of into the larger economy

So yeah, the fact that you can't get rid of them even if you go bankrupt is just one of their many bad traits. But they are part of the system - colleges would have to drastically reduce their tuition if student loans didn't exist. Kinda like mortgages and housing! Funny how this works... And we all know what happened to housing prices.

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